Recover more revenue, faster.

AI-powered billing and collections that improve recovery, reduce cost to collect, and scale compliant customer engagement.

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What is  Overtime?

Overtime is a voice-first AI company built for agencies, debt buyers, healthcare organizations and first party collections teams. It automates, compliant consumer outreach to improve recovery performance, increase promises-to-pay, improve recovery rates, and lower cost-to-collect.

Built to help organizations succeed, save, and safeguard

Succeed

Recover more revenue, faster

Increase recoveries with automated, voice-first, multilingual AI agents purpose-built for collections.

Smiling woman looking at her smartphone, standing indoors with sticky notes on a board behind her.

Boost promises-to-pay

with agents trained in collections logic

Optimize targeting and timing

across delinquency stage

Deliver consistent, data-backed performance

that strengthens client retention

Save

Lower collection costs and improve margins

Reduce operational costs while scaling performance.

Person using a smartphone with one hand while typing on a laptop keyboard with the other on a desk.

Improve margins

with AI-powered automated outreach and follow-ups.

Activate AI agents instantly

to support collection volume increases without expanding headcount or overhead.

Continuously optimize performance

with real-time analytics to maximize ROI per dollar collected.

Safeguard

Reduce risk with compliant, respectful engagement

Protect your clients, agency and consumers with compliance built into every interaction

Man with glasses standing in a kitchen, smiling and talking on a phone while holding a coffee cup.

Built-in compliance

automatically enforces client, regulatory, and brand requirements on every call.

AI agents deliver calm, consistent conversation

with full auditability and configurable call policies.

Fewer compliance risks

and lower complaint volume builds stronger brand trust

Solutions for Your Industry

Telecom

Government

Financial Services

Healthcare

Retail

Designed for the realities of collections

Overtime is purpose-built for modern collections and receivables organizations facing rising delinquencies, margin pressure, labor shortages, and compliance risk. Unlike generic AI platforms, it’s engineered specifically for high-volume, regulated recovery environments.