About Overtime

Overtime is a voice-first AI collections platform built by AI engineers and seasoned banking and collections operators. Designed for third-party agencies and lean internal teams, it increases recovery performance, lowers cost-to-collect, and enforces compliance.

Built around three commitments

With Overtime, more volume means higher margins — not higher labor costs.

Succeed

Recover more revenue, faster.

Voice-first AI outreach increases promise-to-pay rates, improves contact efficiency, and shortens resolution cycles with measurable recovery impact.

Save

Lower cost to collect while scaling performance.

Activate AI agents instantly to manage volume spikes without additional staffing. Continuous analytics optimize performance against recovery outcomes.

Safeguard

Protect your agency and clients with compliant, respectful engagement.

Built-in guardrails enforce policy requirements with full visibility into calls, decision paths, and performance reporting.

Leadership

Dan Kutchel

Chief Executive Officer

As CEO of Overtime, Dan is bringing our voice-first, AI-native collections platform to market, applying more than 20 years of experience in receivables and healthcare revenue cycle leadership. Previously President and Chief Revenue Officer at Capio, he helped scale partnerships across 1000+ provider clients managing over $54B in patient A/R. 

Explore Overtime

Recover more revenue. Lower your cost to collect. Stay compliant by default.